Insights

The real cost of mobile lending in Kenya: what the numbers don't show upfront

Mobile lending in Kenya is fast, easy and increasingly expensive. Breaking down the fees, charges and rollover penalties that never appear in the upfront offer.

What ten years of reading credit proposals taught me about financial red flags

Ten years of credit proposals leave a mark. Peris Wanjiru on the tells that hide beneath clean narratives, straight-line projections, and arm's-length disclosures.

How we decide whether a piece of data is trustworthy enough to publish

IDS Finance Editor Peris Wanjiru walks through the four checks — source, definition, date, and ownership — that every figure must pass before it publishes on an IDS platform.

Why accurate, well-sourced information matters in Kenya's digital economy

Index Digital Systems builds verified digital tools and original analysis you can trust. No rumors, no clutter—just accurate data to power your decisions.